All You Need to Know About U.S. Health Insurance: A Basic Introduction

這篇文章會用中英雙語介紹美國健康保險的基本概念，包括美國三大類型的醫療保險以及保險計劃的基礎框架，如保費、自付額、共付額和醫療費上限的概念。並同時深入了解醫療保險體系中網內和網外的差異性。

Presenting the fundamentals of US health insurance, encompassing the three main types of health insurance and the foundational aspects of insurance plans. Explore key elements like premiums, out-of-pocket costs, copayments, and maximum out-of-pocket expenses. Understand the distinctions between in-network and out-of-network providers.